Things You Should Know About Purchasing a House in Florida

Welcome! Today, we're delving into crucial details for first-time homebuyers in Florida. If you're new to the home-buying process in the Sunshine State, there are key differences you need to know before diving in. Let's get right into it!

1. Roof Standards & Hurricane Preparedness

• Florida's roofs need to meet specific standards to withstand hurricane weather.
• Before purchasing, ensure the roof has at least 3-5 years of durability left and includes hurricane clips.
• A wind mitigation inspection helps verify if the roof meets these critical criteria.

2. Termite Inspections

• Termites are a real concern in Florida. Get a WDO (Wood Destroying Organisms) inspection before buying.
• Past or active termite infestations can cause significant damage, even compromising the house's structure.

3. Flood Zone Awareness

• Living on the Emerald Coast is beautiful but carries flood zone risks.
• Check FEMA maps and online resources to verify if your house falls in an insurable flood zone.
• Some areas (CBRA zones) might be uninsurable or extremely costly to insure due to high-risk flood zones.

4. Neighborhood Flooding

• Not all flood-prone areas are officially designated flood zones.
• Visit the neighborhood after a heavy rain to gauge potential flooding risks.
• Be prepared, as some areas might require boats or kayaks post-heavy rains.

5. HVAC & Weather Precautions

• Florida's extreme heat requires a functional HVAC system. Check that the AC works efficiently.
• Surprisingly, Florida can get cold in winter, so ensure your heating system is operational too.

6. Cracks & Foundation Checks

• Given Florida's sandy base, minor cracks in driveways and houses are common.
• Severe cracks from floor to ceiling could indicate underlying foundation issues. Always get a thorough inspection.

7. Window Upgrades & Hurricane Impact

• Older homes might have single or double-pane windows.
• Upgraded windows often feature hurricane impact glass, eliminating the need for additional shutters during storms.

8. Basements (or Lack Thereof)

• Unlike many other states, Florida homes typically don't have basements due to potential water-related issues.
• Basements could turn into swamps, so don't expect to find them in Florida homes.

9. Likes and Shares for More Insights

• If you found this information helpful, don't forget to like and share.
• Spread the word to friends or family planning to buy a house in Florida.

Closing Thoughts

Purchasing a house in Florida involves unique considerations, from weather challenges to structural differences. These insights aim to guide your home-buying journey and ensure a smooth transition. If you have any questions or require further information, please feel free to call/text us at 850-204-4416 or email us at Admin@WhittemoreGroupRE.com. 

Click here to see all available homes for sale on the Emerald Coast.